Small Business Loans

Get a Low-Interest Small Business Loan for Your Business

Securing financing for your small business can be challenging. Many banks and traditional lenders are only interested in working with you when you don’t need money. The Small Business Administration recognizes this and works with lenders like Charis Commercial Capital to offer highly affordable loans. We can help you secure the financing your business needs to thrive.

Up to $5 Million in Financing

Under the 504 and 7a programs, you can receive as much as $5 million in financing for various business needs. These loans are typically offered with up to 90% financing and terms of up to 25 years. They have no penalties for early repayment and no ballooning. Additionally, you can choose between variable and fixed rates depending on which program you choose.

Real Estate Transactions

Are you interested in buying, renovating, or refinancing owner-occupied real estate? An SBA loan may be the answer. These are some examples of the types of properties that can qualify:

  • Offices
  • Hotels
  • Childcare facilities
  • Healthcare practices
  • Automotive service stations
  • Warehouses
  • Veterinary practices
  • Single-purpose buildings
  • Nonconforming properties

Equipment Loans

Another common use for these small business loans is to finance equipment purchases. These are some types of equipment that you may finance:

  • Machine tools
  • Production machinery
  • Laundry equipment
  • Diagnostic tools
  • Printing machinery
  • Vehicles
  • Trucking equipment
  • Heavy equipment

Business Acquisition Loans

Alternatively, you may be interested in a small business loan to acquire another business. Like other SBA loans, these have competitive rates and great terms. They are typically available with up to 15-year terms and 80% financing. We base the approval decision primarily on the cash flow and management of the business. There are no penalties for early payment and no balloon payments.

Learn More

Contact Charis Commercial Capital today to learn more about our SBA loans. This could be the ideal way to get financing for your business. We will get you started with a free consultation.